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Car Insurance for Tuned Cars |
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Sunday, 17 August 2008 |
Tweaked up your jalopy for that extra few miles per hour? Your car is as illegal as a car without insurance.
Tuning the car engine results in improved performance. This naturally results in increased speeds and with increased speeds, increased risks. Tuning does not involve any structural modifications to the outer shell of the car, but has considerable changes in the power plant and associated systems. So while your car may look like a normal production passenger car, the bonnet hides a beast within.
Moreover, tuned cars use a lot of parts and accessories in addition to the regular parts and hence any damage to these can be more expensive and difficult to obtain. These push up repair costs of the tuned up car. Tuning up a car is not a regular car mechanic’s job and hence requires specialists to undertake repair work. They may not be as freely available as regular garage mechanics, pushing up repair costs. In short, you bang your car and you present a bigger bill to the Insurer. Increased premiums are the resultant effect.
Motor sport aficionados are not rare anymore in the UK and you will see a lot of Lewis Hamilton wannabes.While not all can afford a sports car,some satisfy their ‘need for Speed’ by tuning their cars for a better performance.With their numbers increasing, Insurance companies are getting their act together and rolling out new insurance plans for such modified.
While you may have to shell out a few extra pounds for tuned cars, it may not be as expensive as you think.With more than sixty insurance companies vying for the largest share of the motor insurance pie, you are likely to find them dime a dozen. So in case you have tuned your car, it is time to floor the pedal and head for the nearest insurance office!!
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